Personal vs company donation to charity

19th June 2026 by Joanne Stoneman

You’re an owner manager and want to make a £5,000 donation to a local charity. You’ve claimed income tax relief under the gift aid scheme for smaller amounts but could it be more tax efficient to make the donation via the company?

Investment bond - undercover tax trap?

16th June 2026 by Joanne Stoneman

Inheritance tax is a hot topic but most couples only need to be concerned if they are worth more than £1m. What you don’t hear about is the income tax charge on investment bonds that’s payable on death. Can you reduce the tax bill before it’s too late?

When are staff discounts tax efficient?

12th June 2026 by Joanne Stoneman

Staff discounts provide a valued perk for the employee and usually cost the employer next to nothing. Whether it’s a modest discount for supermarket employees or a free ticket for airline staff, the underlying tax principles are the same.